Thanks Obamacare! Health Insurance Premiums Are Projected To Spike Dramatically Once Again In 2018

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Are you ready for your health insurance premiums to go up again?  Ever since Obamacare became law, health insurance premiums have been rising dramatically year after year.  In 2016, one study found that the average Obamacare premium rose by about 24 percent, and similar increases have been seen all around the nation in 2017.  As you will see below, large premium hikes are on tap for 2018 as well, and rates are going to continue to rise until lawmakers finally do something about this nightmare.


But even though the Republicans in Congress can’t get their act together, at least President Trump is trying to do what he can on his own

President Trump proclaimed Friday that his goal is to dismantle his predecessor’s health care plan, hours after his administration suddenly announced that it would halt subsidy payments to insurers.

“ObamaCare is a broken mess,” Trump tweeted. “Piece by piece we will now begin the process of giving America the great HealthCare it deserves!”

Of course Democrats are in quite a panic now that the subsidy payments have been shut off.

In fact, one member of the Senate actually accused President Trump of committing “health-care arson”

Trump’s decision, announced Friday after months of criticizing the payments as an insurance industry bailout, will throw in doubt the private insurance exchanges that are part of the Affordable Care Act. Democrats vowed to use year-end negotiations on the federal agency budgets as a leverage point to reinstate the payments, vowing to pin the political blame on Republicans if premiums skyrocket next year.

“This is the equivalent of health-care arson. He is literally setting the entire healthcare system on fire just because the president is upset that the United States Congress won’t pass a repeal bill,” Sen. Chris Murphy (D-Conn.) said on “Fox News Sunday.

Actually, if anyone should be accused of destroying our healthcare system it is the Democrats.

Since Obamacare was first passed, many Americans have seen their health insurance premiums more than double.

And more rate increases are coming in 2018.  Here in Idaho, it is being projected that Obamacare premiums will rise next year by an average of 38 percent

Dean Cameron, director of the Idaho state Department of Insurance, announced today that health insurers offering plans on Idaho’s state insurance exchange have proposed premium rate increases next year averaging 38 percent. “I am deeply disappointed and frustrated to share these rates,” Cameron said in a news release; you can read it here. “I understand how difficult it will be for Idahoans to afford reasonable coverage, especially those without a subsidy.”

That is absolutely insane!

And for the most popular silver plans, the average rate increase here in Idaho is going to be around 50 percent

Idaho Statesman reporter Audrey Dutton reports that the largest increases are proposed in the “silver” plans, which are the most popular ones on the exchange, falling mid-range in pricing and benefits between the lower-level “bronze” plans and the high-end “gold” plans. Silver plans are showing average increases of 50 percent in premiums; they range from a low of 40 percent at Blue Cross to 69 percent at SelectHealth.

Idaho families simply cannot afford these sorts of rate increases, and that is why one of my top priorities as a member of Congress will be to repeal Obamacare immediately.

Of course Idaho is far from alone when it comes to enormous premium increases.  Out on the east coast, residents of Maryland will also see huge Obamacare rate increases in 2018

The cost of premiums for plans sold on the state’s health exchange will soar for 2018, adding to questions about the stability and affordability of the health insurance program known as Obamacare.

State regulators announced Tuesday that they have approved average rate increases of just over 23 percent to nearly 50 percent, depending on the plan and carrier, increases that surely will burden consumers who get no government subsidies but also potentially still leave insurers in the red.

And we find the exact same thing happening when we look at the middle of the country.  For example, just look at the rate increases that are projected for Illinois

The Illinois Department of Insurance submitted rates to the federal government Wednesday that would increase the average cost of the lowest-priced silver plans by 35 percent statewide. The lowest-priced bronze-level plans would increase, on average, by 20 percent, and the lowest-priced gold plans would increase by 16 percent, according to a department analysis obtained by the Tribune.

Most American families are essentially living paycheck to paycheck at this point, and so there is no way that they can afford these types of rate increases.

As a nation, we already spend more per capita on healthcare than anyone else in the entire industrialized world, and yet health insurance premiums continue to rise far faster than the overall rate of inflation year after year.

Our healthcare system is completely and utterly broken, and the more that the federal government interferes the worse things get.

50 years ago, healthcare was very affordable, and we had the greatest healthcare system on the entire planet.  We need a 100% repeal of Obamacare, and we desperately need to return to free market principles.  That is what I plan to fight for, and this is why we simply cannot allow the Democrats to be victorious in 2018.

If the Democrats regain control of either the House or the Senate in 2018, they will completely block any further attempts to dismantle Obamacare, and our healthcare system will continue to rapidly deteriorate.

We have a population that is rapidly aging and a healthcare system that is already overburdened.  Getting our healthcare system fixed is a pressing national priority, and let us hope that these health insurance rate increases will be enough to send hordes of extremely angry conservative voters to the polls for the mid-term elections.

Michael Snyder is a Republican candidate for Congress in Idaho’s First Congressional District, and you can learn how you can get involved in the campaign on his official website. His new book entitled “Living A Life That Really Matters” is available in paperback and for the Kindle on

  • Jim Davis

    I was just told my premiums will go up 13%. Oh and my pay will probably be going down. Now I’m fortunate and still will be doing well, but I have no idea how those just getting by can handle the always increasing prices from our health care racket.

    • iris

      I hope that the ACA gets repealed quickly, but it looks like big pharma, the CDC and big insurance are in collusion. The doctors and hospitals are suffering, not to mention the general population.

    • Paul Patriot

      For me personally I will be finished, if health insurance increases any more.

      Time to try to get a 3rd job.

  • watchmannonthewall

    As I said way back in January on this site, the ACA has become too entrenched in the laws governing the U.S. to be repealed. At that time many were looking for it to be repealed but I said it wouldn’t as the tentacles of the program have been extended into every area of American’s lives after 6 years of implementation. So far I have been right on the issue.

    If it implodes due to its own cost and the fact many can’t afford it, some other law will have to take its place, or it will simply be modified, to allow the government the same type of control over people’s finances. It was designed to allow governmental intrusion into my and your economic decisions, to monitor them, and to BEGIN to allow the government to control our finances.

    It was NEVER about medical care. Medicare care was just the subject they knew would allow them to do what they did; intrude into our finances to BEGIN to capture the information they want. The GOAL of the process may take decades or just years. My bet is just years!

    It all ends eventually with, “And he causes ALL, the small and the great, the rich and the poor, and the free men and the slaves, to be given a mark on their right hand, or on their forehead, and he provides that no one should be able to buy or to sell, except the one who has the mark, either the mane of the beast or the number of his name.” (Rev. 13:16-17)

    “That which has been is that which will be, and that which has been done is that which will be done. So, there is nothing new under the sun.” (Ecc. 1:9)

    Since the time of Nimrod, according to Scripture (Gen. 10:7-9), certain men have tried to control ALL other men, and it has always been done to make a name for themselves!. (Gen, 11:4) God said we are to make HIS name great among men! God is NOT His name. God/Lord is a title! (Prov. 30:4?)

  • DJohn1

    If you want to know what is going on in the US Congress just look who provides the campaign funds to get them all re-elected. These groups support both sides of the fence so no matter who gets elected they own the elected individual.
    With that in mind, no one can repeal Obamacare simply because the cancer has gone far too deep to be removed.
    Who benefits the most? The insurers gain great profits from the entire thing and they own the Congress whether it is Democrat or Republican.
    Money talks.
    It used to be we had a representation in the media. Until it was bought off by the same groups that own everything else.
    But no need to worry. The house of cards they have built is burning itself to the ground as we speak.
    The reporters, the editors, the publishers will not speak no matter how obvious the stink from D.C.
    When, not if, it hits the fan, the entire house of cards will come tumbling down including the wealthy element controlling the Congress.
    We will hear a lot of talk about reform. It is just that. Talk.
    No matter how much people complain, Obamacare is likely to continue to be the law of the land.

  • 4K

    I got fined several hundred dollars for not having insurance thanks to America’s first Muslim dictator.

    • Jim Davis

      Don’t pay it. Tell them to F-off! Where in the US Constitution does it say the federal government can force an individual to buy ANYTHING.

      • 4K

        How? They automatically took like $400 out of my tax return when I went to H&R Block. I work for someone else (not self employed). Any tips on getting the $ back?

        • Jim Davis

          Your first mistake was going to H&R block. They hire people who know no more about taxes than you do. You could try filing an amended return.

    • watchmannonthewall

      15% of the people whose tax returns I worked on didn’t have insurance for 2016. Most of them, young men, refused to file their taxes once they found out they wouldn’t receive a refund covering the cost of their return. Most of them stated they would work under the table from now on.

      Isn’t that what Obamacare was designed to promote, to the point of making the masses clamor to have all payments paid electronically enabling the govt to tax every transaction?

      • 4K

        Do you have any suggestions on getting the money back? I like buying food with my tax return and I wanted a bike but I lost so much it made me cry thinking of it. And my rent went up.

        • watchmannonthewall

          Are you sure the $400 wasn’t the cost of your tax return? The penalty for no insurance for the entire year was often $695 per individual.

          Other than qualifying for one of the many exceptions, something your tax professional should know and check for, it’s highly unlikely you can escape paying the penalty.

          • 4K

            I think it was the year before because i had insurance last year.

    • Blue Eyed Guy

      Be thankful it was only several hundred. The cost to insure a family after Obama has been astronomical. I don’t even want to know how much they are taking out of my paycheck anymore.

  • carson

    more piracy in an age of pirates, seems all they need now is that lawless one spoken of in the bible to come lead them all.
    But hopefully any sinners will repent and cease to harden their hearts against the Lord Jesus and call out to Him to be saved.

    • iris

      Amen! The world has been this way since Genesis, but it is temporary, while heaven and hell are eternal.

      • carson

        Hi Iris, yep, and nothing wrong with trying to fix stuff within the corrupted world but sharing the gospel in hopes that any might be saved is of magnitude of orders more important, for what does it benefit a person or even a whole nation to gain or regain the whole world! freedoms and 4 chickens in 4 pots and 3 cars in a 3 car garage, and still lose their souls?
        And the world won’t be ‘fixed’ in whole but will continue on down that wide road that leads only to perdition.

        While some maybe focused on things of the world even fixing things, people still die every day, the drunk drivers and the heart attacks and a multitude of things still bring an end to the day’s of a person here and if any are without Christ it’s truly a tragic end.
        Guess I’m just focused on 1st things 1st, and being IN Christ comes before hoping to fix a perdition bound world system.

        Sometimes I also wonder if all this news and tweets and he said she said in the political and other sectors isn’t just a distraction that many believers have also fallen into, and are less and less preaching or sharing any gospel anymore.
        Anyway keep looking up and eyes upon the Lord Jesus Iris! :))

        • iris

          Well put, Carson! Thank you, and you, too!

  • AARP has denounced Disastrous Donald’s healthcare actions he took against seniors’ healthcare affordability vis-à-vis cost-sharing reduction (CSR) payments.

    The Veterans’ Administration also denounced Draft-Dodgin’ Donald’s evil actions against Veterans’ much-needed healthcare.

    Oh, let’s not forget the 9 million [already born] babies who will now be at great, great risk for premature death since Death-dealin’ Donnie has refused to allow them the healthcare they need.

    When will the new death cult (modern GOP) stop the callous killings?

    esquire. com/news-politics/politics/a12765019/republicans-childrens-healthcare-program/

    • Gay Veteran

      Scarrie blaming Trump when the fact is that health care costs are too high! enforce anti-trust laws and consumer protection laws and health care costs will fall nearly 80% (see Karl Denninger at Market Ticker)

  • DJohn1

    Obama is a deceiver.
    We are not done yet with this great liar.
    Nor are we done with the Clintons.
    The Republican leadership is no better. They lied as well when they got up and wanted to replace Obamacare full well knowing that it would be vetoed by Obama.
    Then when they had the opportunity with a majority in both houses they refused to resubmit the same bill back to the President.
    That basically is the lie. Neither party is willing to oppose the Insurance Companies that benefit from this deception.
    Until we as a people cast them out of office and vote them out nothing will change and we deserve what we get.
    Put the health insurance industry out of business, period.
    Go to a single payer system in which we cut out the profit of the insurance industry.
    Then, pay talented people to become doctors and do away with the current AMA(America Medical Association). And their laws limiting the number of doctors we have. Even they can see it doesn’t work.
    They are making money hand over fist in every hospital in the country and they do have monopolistic kind of rules in place. They work with the drug companies to raise the price of drugs by continuing to prescribe expensive rather than reasonable drugs to fix problems.
    They feed people “heart” diets that are unpalatable in the hospitals and the nursing homes with nutrition guides that are basically 30 years out of date.
    Been there, done that. Don’t want to ever do it again. Even military mess hall food is better than hospital and nursing home food.
    They are following guidelines set down by the Federal Food and Drug Administrations. Which has a food pyramid developed in the 70s. And God help us survive that outdated food pyramid.

  • Isaac

    A bunch of HOGWASH!

    Yes Obama screwed up. He shoulda gone with nationalized healthcare, but he didn’t do it!

    Many Americans want to go to their special doctors with private plans and pay for a lot of tests thinking they will get good healthcare. Insurance companies, hospitals, and doctors are ripping people off and Americans are letting them get away with it!!
    Only in America.

    Trump is screwing a lot of people over and he’ll pay the price. He doesn’t care about Americans who voted for him losing their healthcare and he’ll keep on LYING.

    Lots of people are worried about losing healthcare. It shouldn’t be this way! Americans should be able to afford good healthcare. Improve the existing system!

  • Isaac

    You never mention any dadgum solutions and you’re running for Congress!

    You love Trump so much that you’re blinded by your devotion to him!

    One solution is stop the illegals from getting free healthcare. Every single illegal should be deported from this country because they’re not Americans and they’re strain on the country.

    Every American should have access to healthcare, but no, many Americans want private plans so they can go to their favorite hospitals and see their favorite doctors.

    Many Americans whine “we don’t want socialized healthcare…” Well, you don’t offer any dadgum solutions that work either!

    Every other country in the world has affordable healthcare, but many Americans don’t want nationalized healthcare and they let the insurance companies, drug companies, hospitals get away with their cheating.

  • iris

    People could try going to the health care co-ops. Those which are faith based are compatible legally with the AFA. There are a few differences from the standard insurance policies, and the ministries are not technically insurance, but the product and outcome are the same. For those who are not Christian, Liberty Health Care is Christian based, but does not require one to be a Christian. There are some excellent ones out there, and now that rates are spiking again, even the most expensive of them will probably blow some of the standard insurance plans out of the water. Medishare is a good one, so is Samaritan Ministries Healthcare. Do your homework, because they’re not all apples to apples, but it’s worth the research if you don’t want to pay a 10 to 15 thousand dollar deductible, etc., and most of them have multiple options comparable to insurance companies. Personally, I’m going to go with Providence Health Plans when our Cobra runs out.

    • iris

      sorry, ACA, not AFA.

  • timmy

    there are only 2 things that must happen to bring a solution to this problem. first get the federal government out of health care as they have no right or business being involved in it ! then abolish all insurance companies. then you will have to pay for your healthcare out of your pocket ! it will be a hell of a lot cheaper. you and your health care provider can work out any payment plans that will be needed. problem solved !!!!!!!!!!!!!!!!

    • iris

      I agree. As it stands now, we have amazing new technologies available and medical discoveries which have been made, but some of those are out of reach for all but the very rich. The very poor have had medicaid and public health available for many decades, but they receive more basic care than the middle class. Now, however, many in the middle class can no longer afford average quality health care, much less good healthcare. People used to have healthier lifestyles, also.
      Most doctors are strained by having to pay for malpractice insurance and are deeply in debt for their education expenses. They’re not trained as well in diagnostics, so play the odds regarding symptoms, push pills for the perks offered by big pharma and sometimes get in trouble if they order one too many tests. A standard physical used to include a chest x ray, an ekg, and more blood work, but they have to abide by hospitals’ new guidelines, the federal guidelines, the insurance guidelines. Many hospitals and doctors still allow for payment plans from their patients. If the insurance companies sold in hospital policies only, that would make more sense and be less expensive.