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18 Sobering Facts About The Unprecedented Student Loan Debt Crisis In The United States

Student Loan DebtThe student loan debt bubble in America is spiraling out of control, and it is financially crippling an entire generation of young Americans.  At this point, the grand total of student loan debt in the United States has reached a staggering 1.2 trillion dollars, and an all-time record high 40 million Americans are currently paying off student loan debts.  Just when our young people should be planning on buying homes and starting families, they find themselves financially paralyzed by oppressive levels of debt.  What makes all of this even worse is that only some of our college graduates are able to get the “good jobs” that we promised them.  So with limited job prospects and suffocating levels of debt, this generation of young Americans is increasingly putting off major life commitments such as buying a home and getting married.  As a society, we really need to rethink how we are “educating” our young people, because what we are doing now is clearly not working.  The following are 18 sobering facts about the unprecedented student loan debt crisis in the United States… (Read More...)

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29 Shocking Facts That Prove That College Education In America Is A Giant Money Making Scam

College Graduates By Kit from Pittsburgh, USACollege education in the United States has become a cruel joke.  We endlessly push our high school kids to invest tens of thousands of dollars and at least four years of their lives to get a college education because they won’t have any sort of a “future” without it.  So they sign up for decades of debt slavery and spend years listening to pompous windbags fill their heads with utter nonsense.  The sad truth is that most college courses are a total joke and they do very little to actually prepare those students for the real world.  I know – I attended public universities in the United States for eight years.  Most college courses are so easy that the family dog could pass them.  When they finally graduate, our young people discover that they were lied to all along.  The promised “good jobs” are not there for most of them, but the huge debts that they committed themselves to will follow them around permanently.  When you are just starting out and you are not making a lot of money, having to make payments on tens of thousands of dollars of student loan debt can be absolutely crippling.  This is why I say that college education in America is a giant money making scam.  Our young people are seduced by the idea of college being a five year party that will provide an automatic ticket into the middle class, but the reality is that the only guarantee is that it is a ticket to serfdom unless you have wealthy parents that are willing to foot the bill for you.  And bankruptcy laws have been changed to make it incredibly difficult to get rid of student loan debt, so once you have signed up for student loan debt slavery you are basically faced with two choices: either you are going to pay it or you are going to die with it. (Read More...)

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19 Things That All High School Students Should Be Told Before They Go To College

Don’t you wish that someone had told you the truth before you went to college?  Don’t you wish that someone had told you that college has become a giant money making scam that is designed to drain as much money out of students and parents as possible?  Yes, college can be a profitable endeavor if you pick your field of study wisely, if you can get someone else to pay for at least some of it and if you can actually get a good job in that field when you graduate.  But most high school students are never told to weigh the pros and the cons before they run off to college.  The typical high school student is simply told to get into the “best school” that he or she can and to take out whatever loans are “necessary” to pay for that education.  Our high school students are assured that those student loans will be paid back easily once they get “good jobs” following graduation.  But the truth is that there are some other things that high school students should be told before they go off to college as well.  They should be told that student loan debt can cripple them financially for decades.  They should be told that the quality of education at most U.S. colleges and universities is a total joke.  They should be told that most college graduates do not get a “good job” once they graduate these days.  They should be told that after they receive their diplomas they are likely to end up flat broke, waiting tables and living with their parents. (Read More...)

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35 Shocking Facts That Prove That College Education Has Become A Giant Money Making Scam

College education in America is a bad joke.  Instead of preparing the next generation of leaders for the jobs of tomorrow, the college education “industry” has become a giant money making scam.  We constantly preach to our high school students that they “need” to go to college and we tell them to not even worry about how much it is going to cost because a college education is “always” worth the money.  Then we lend them outrageous amounts of money so that they can pay the gigantic bills for the “education” that they are receiving.  But the truth is that the quality of education at America’s colleges and universities is absolutely abysmal these days.  I spent 8 years at U.S. universities, and most of the courses that I took could have been passed by the family dog.  Sadly, once our young people graduate they quickly discover that there are way too many college graduates and not nearly enough good jobs.  Today, we have millions upon millions of young Americans that are enslaved to student loan debt for the rest of their lives.  They were promised a bright future, but instead most of them are discovering that they are going to be working really hard to pay off financial predators for decades to come.  Unfortunately, for most college graduates a diploma is simply a ticket to a crappy job and a lifetime of debt slavery. (Read More...)

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The Mad As Hell Generation: 20 Reasons Why Millions Of Americans Under The Age Of 30 Are Giving Up On The U.S. Economy

Millions upon millions of young Americans have completely lost faith in the U.S. economy and are mad as hell that their economic futures have been destroyed.  The recent economic downturn has hit those under the age of 30 the hardest.  Today, there are hordes of young people that should be entering their most productive years that are sitting home with nothing to do.  Many of them have worked incredibly hard throughout high school and college.  Many of them have stayed out of trouble and have done everything that “the system” asked them to do.  But once they got finished with school, the promised “rewards” simply were not there.  Instead, millions of young Americans are faced with crushing student loan debt loads in an economy where they can’t find good jobs.  When you are in your twenties, it can be absolutely soul-crushing to send out hundreds (or even thousands) of resumes and not get a single interview.  Most of us grew up believing that we would “be something” when we got older, and millions of young Americans are having those dreams brutally crushed right now.  Americans under the age of 30 voted for Barack Obama in droves back in 2008 because they believed that he would make things better.  Instead, Barack Obama has made things even worse.  Significant numbers of young Americans are starting to wake up and realize that neither political party is providing any real answers, and they are starting to get mad as hell about it. (Read More...)

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Is College Worth It?

Is college worth it?  Is a college education really worth the investment of time, money and energy?  Is a college degree really worth becoming enslaved to student loan debt that will haunt you for decades?  The truth is that a college education is a massive gamble.  For millions of Americans it works out well, but millions of other college graduates have found themselves completely unable to get a quality job in this economy and yet they are still trapped in a nightmare of student loan debt from which there is no escape.  Millions of young Americans have discovered that they have become “indentured servants” the moment they graduate.  The entire system encourages our young people to take out whatever college loans they “need” without worrying how they will pay them back because a college education is such a good “investment”.  Once upon a time, a college education was actually an almost automatic ticket to the middle class.  Today, a college education does not guarantee you anything, but for millions of Americans it does turn out to be an automatic ticket to student loan hell. (Read More...)

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College Education?: Shocking New Research Proves That Our College Students Are Learning Next To Nothing

Have you ever wondered what all those college students are actually learning?  Well, according to one shocking new study, they are apparently not learning much at all.  According to very extensive research detailed in a new book entitled “Academically Adrift: Limited Learning on College Campuses”, 45 percent of U.S. college students exhibit “no significant gains in learning” after two years in college.  For many Americans, a statistic like that comes as a complete shock, but for anyone that has spent much time in or around U.S. colleges lately this should not come as much of a surprise.  This new research also found that today’s students spend approximately 50% less time studying than U.S. college students did just a few decades ago.  What this research shows is what many of us have known for a long time – that the quality of college education in the United States today is a complete and total joke. (Read More...)

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16 Shocking Facts About The Student Loan Debt Bubble And The Great College Education Scam

As you read this, there are over 18 million students enrolled at the nearly 5,000 colleges and universities currently in operation across the United States.  Many of these institutions of higher learning are now charging $20,000, $30,000 or even $40,000 a year for tuition and fees.  That does not even count living expenses.  Today it is 400% more expensive to go to college in the United States than it was just 30 years ago.  Most of these 18 million students have been told over and over that a “higher education” is the key to getting a good job and living the American Dream.  They have been told not to worry about how much it costs and that there is plenty of financial aid (mostly made up of loans) available.  Now our economy is facing the biggest student loan debt bubble in the history of the world, and when our new college graduates enter the “real world” they are finding out that the good jobs they were promised are very few and far between.  As millions of Americans wake up and start realizing that the tens of thousands of dollars that they have poured into their college educations was mostly a waste, will the great college education scam finally be exposed? (Read More...)

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15 Reasons Why Young Americans Should Do Whatever They Can To Avoid Getting Sucked Into The Student Loan Debt Trap

America has created a student loan debt bubble that is inflating at a staggering pace and that is destroying hundreds of thousands of lives.  For the first time in U.S. history, Americans owe more on their student loans than they do on their credit cards.  Millions more young people are getting sucked in to the student loan debt trap each year.  They are told that “an education” is the key to achieving the American Dream and that they won’t be able to get a good job without going to college.  They are told that they should get into the best school that they can and that they will surely get a good enough job to easily pay off their student loans.  In fact, most American high school students don’t have anyone warning them about the dangers of the student loans that they are about to commit to paying off.  But they should, because the system of higher education in the United States has become a money making scam.  Those who get sucked into the student loan debt trap often end up regretting it for the rest of their lives. (Read More...)

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