12 Facts About The Epic Obamacare Launch Train Wreck That Every American Should Know

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Train WreckEven though it is nearly impossible to get signed up for health insurance through the Obamacare websites, if you don’t currently have health insurance you better get signed up by January 1st or you will get slapped with a fine.  Is this fair?  Of course not.  But this is the way that the U.S. government works in the 21st century.  They put unreasonable demands on people, and then the government punishes them heavily when they are not able to comply.  The launch of the online “health insurance exchanges” which were supposed to make signing up for Obamacare a breeze has been an abysmal failure.  There have been a great many examples of government incompetence over the years, but this one might take the cake.  The Obama administration spent more than 93 million dollars to set up these websites, and they are so hideously dysfunctional that hardly anyone has actually been able to get signed up for Obamacare over the first ten days.  But instead of delaying the individual mandate, the Obama administration is using the threat of a fine to force millions of Americans to use a system that is a complete and total nightmare.


The following is how USA Today (hardly an opponent of Obama) described the launch of Obamacare…

Alas, the administration managed to turn the experience for most of those visitors into a nightmare. Websites crashed, refused to load, or offered bizarre and incomprehensible choices. Even though the system was shut down for repairs over the weekend, Monday’s early reports continued to suggest an epic screw-up.

And Digital Trends was even harsher in their assessment of the launch…

It’s been one full week since the flagship technology portion of the Affordable Care Act (Obamacare) went live. And since that time, the befuddled beast that is Healthcare.gov has shutdown, crapped out, stalled, and mis-loaded so consistently that its track record for failure is challenged only by Congress.

The launch of Obamacare has been such a disaster that it is really hard to find the words to adequately describe it.  The following are 12 facts about the Obamacare launch train wreck that everyone should know…

#1 According to a survey that was just released, approximately 90 percent of the people that have tried to enroll for Obamacare say that they were not able to get signed up.

#2 And many of those that believe that they did get “signed up” are not actually enrolled in a health insurance plan.  In fact, health insurance executives say that only about 1 out of every 100 applications being submitted on the Obamacare health insurance exchanges contain enough information to get an applicant successfully enrolled in a health insurance plan.

#3 The Iowa Obamacare exchange has enrolled a grand total of five people in Obamacare at this point.

#4 The Hawaii Obamacare exchange was so bad that the entire site has been taken down and will eventually be relaunched.

#5 Early this week, the Wall Street Journal was reporting that health insurance executives were saying that only “hundreds” of Americans had successfully enrolled through the Obamacare websites so far.

#6 One online database programmer had the following to say about the Healthcare.gov website: “It wasn’t designed well, it wasn’t implemented well, and it looks like nobody tested it.”

#7 The Obama administration received numerous warnings that the launch of the health insurance exchanges was going to be a major disaster…

Major insurers, state health-care officials and Democratic allies repeatedly warned the Obama administration in recent months that the new federal health-insurance exchange had significant problems, according to people familiar with the conversations. Despite those warnings and intense criticism from Republicans, the White House proceeded with an Oct. 1 launch.

#8 According to one estimate, it cost more than 93 million dollars to build Healthcare.gov.

#9 When you create an account on Heathcare.gov, you are handing over a whole host of personal information to the federal government which may end up being used for a vast array of different purposes.

#10 According to Politico, there is no way to delete an account once you have created one on Healthcare.gov…

Once you finally make it into HealthCare.gov, it’s not clear how you get out.

For those who’ve busted through glitches on the federal Obamacare insurance website to create an account, there’s no clear, obvious way for consumers to delete the accounts if they choose — at least not in the current incarnation.

#11 One expert believes that it could take up to two years before the technical glitches are ironed out of Obamacare…

“I think it could easily take up to two years before all these things are working working smoothly,” said Lisa Carroll, president of the Mosaic Insurance Exchange and the Small Businesses Service Bureau in Massachusetts. “This is just an ecommerce project of epic proportion,” said Carroll.

Carroll said the complicated task of getting all facets of the federal health insurance market to interact with each other correctly is made more complicated by rule changes and clarifications that have to be accounted for by software.

#12 The system is so bad that even CNN’s Wolf Blitzer is saying that the individual mandate should be delayed for a year.

And a lot of Americans that already had health insurance are also discovering the pain of Obamacare.

Millions of health insurance policies all over the country are being canceled, and tens of millions of other Americans are seeing their health insurance premiums go through the roof.

This is even happening to a lot of impoverished Americans even though Obama specifically promised that his health care program would lower costs for the poor.  The following is a letter from a 26-year-old recent college graduate that has gone viral on Facebook…

Viral Obamacare Letter

So if Obamacare is not even helping struggling young people like Ashley that desperately need the help, then who is it actually helping?

The health care system in the United States was already a complete and total mess, and now Obamacare has made things much, much worse.

But if you choose not to participate in the system, Obama is going to send the IRS after you and slap you with a big fine.

Are you as upset about this as I am?  If so, please share your thoughts by posting a comment below…

Car Wreck

  • Rodster

    I decided not to enroll in Obamacare. I will have no part of that leviathan disaster. The govt can stick it where the sun doesn’t shine. That fine that i’ll have to pay will just come out of the economy. This year I have been cutting back on my business expenses.

    • Tim

      The fine for the first year (2014) is the greater of $95 or 1% of your income above the federal filing threshold. The following year the fine goes up to $325 or 2% of your income.

      These amounts are still much less than one would pay in premiums and deductibles.

      • Rodster

        I barely break even each year as an S-Corp. Hopefully i’ll fall under wage requirements. Isn’t it ironic how the Govt just forces one to be poor?

        • SEKPrepper

          That’s the plan!!

          • SafetyViking

            You’re absolutely right on that, Prepper…

  • Rodster

    Michael, I read that it cost the Government $636 MILLION for those websites and not $93 million.

    • Rodster

      I read this figure today on several websites and was floored by the number. Now that number has been corrected to what Michael posted.

  • Tim

    There are a number of exemptions from the requirement to obtain minimum essential coverage under Obamacare. Go to the IRS’s website and search on “Questions and Answers on the Individual Shared Responsibility Provision.” It will be the first link in the search results. Click on the link and then scroll down to item number 6.

    I hope that this is helpful to some of the readers here.

    • Joe Shmo

      That is so typical of the progressives. “Individual Shared Responsibility”. Does anyone see the irony? Thanks for the info Tim.

    • pattyp

      I sure can’t find item number 6. The highest any of them go is #5. I checked more that the first one, then tried phrasing it differently. NO GO.

      • Tim


        Go to Google and search on “Questions and Answers on the Individual Shared Responsibility Provision”. When the search results come up, it should be the first link. That link is to a page on the IRS’s website. Item 6 will have the list of exemptions. I hope this helps.

  • YH

    Everyone still thinks Obamacare has something to do with health care. No! The government is 17 trillion dollars in debt and running a 1.2 trillion dollar annual spending deficit, and we’re at the national debt ceiling. The government’s credit card is completely maxed out.

    Along comes Obamacare that will generate over a trillion dollars in new tax revenue for the government. Coincidence? I think not. The government desperately needs the new tax revenue Obamacare will generate in order to continue monetizing it’s own debt and to stay in business. I do not believe this just a coincidence.

    The government MUST have the new Obamacare tax revenues so it can continue to pay for all the past promises it has made. The only other option is to commit political suicide by overtly raising the marginal federal tax rates for everyone across the board.

    • jsmith

      Bingo! Looks like you figured it out.

    • Cronos17

      The costs of the new obligations will more than outweigh any new tax returns. Basically, the two real motivating forces behind Obamacare are ideology and stupidity.

      • YH

        Cronos17, you are correct. My belief is that the Obamacare Tax will be used to cover past promises and obligations that cannot be funded in the present. Little if any of the new tax revenue will be left to cover new obligations including Obamacare. Thanks.

  • Dave Webb

    If the system doesn’t work, maybe the lawyers will.
    I suggest that if the system cannot put people in the system then the law is discriminatory. That means it can be thrown off the books.
    It would be extremely ironic with all the forces against ObamaCare that it might be brought down because the computer program governing it is not functional.
    Surely, at least one lawyer out there will file against the government program in court somewhere.
    This is not about the original law written by the Congress. It is about all the people out there that cannot even file because the program is not functional. Any action taken by a government official would in effect not pass a court with a jury.
    I suggest a class action suit against the entire law hitting it from all sides with a multiple complaint.
    I suggest this complaint have multiple sections attacking the law.
    Force the law to be rewritten and forwarded for a vote in the current congress. (Sorry, that would require representatives willing to challenge their party.)

    Challenge the tax aspect of the law as not having been voted on as such by the congress.
    Challenge the ruling that IRS enforce it. That should have been specified.
    Challenge the writing of regulations by the IRS.
    Challenge the equal opportunity behind the law.
    That is just an ordinary citizen’s view. I am not a lawyer. What I am sure of is there are lawyers out there that can do a better job of challenging the law than me.

  • Roar

    The front side of the scam is the insurance industry having a monopoly on the state markets. They may offer lower monthly cost but much higher deductibles. Back side is this all being tied to your taxes.

    Does anyone know if the FSA (Free Sh** Army) gets free coverage? How do they get coverage if they cant pay for it?

  • 2¢Wurth

    Early this morning I received an email from a Dutch programming group that had over 8 million lines of code – the complete HealthCare.gov site, complete with all variables, database fields and HTML code for injecting responses into the database. If this much information has been dissected in less than two weeks of “up time” then I would be very circumspect in putting any personal information on the site. It was a bad investment for both $93 and $636 million! Remember that they have had over two years to develop this site – government procurement at its finest.

  • Blitzkrieg

    How about a 13th fact: Designed to fail, create artificial crisis in order to introduce the already-planned single payer socialized healthcare. They are socially engineering the public.

    Socialist Leader: Obamacare Will Fail – “Single Payer” Comes Next

    The Dollar isn’t dying, it IS dead. The USA isn’t going to be Socialist, it IS Socialist. One day you will all wake up and find you are living under Communism, wondering how it all happened.

    You people are blind and way behind. Way behind.

  • Jodi

    #10 Just like Facebook. It’s there forever.

    • Jodi

      The more I read about Obamacare the scarier it gets. This is a frightening bill.

  • Tom Babilla

    I would love to see an article disecting Obamacare with all the new requirements in a simple, easy to read format (for the liberals) showing everyone that this program requires all kinds of new coverage that most of us don’t need like maternity. These new requirements will drive up premiums and fatten the wallets of the insurance companies that wrote the bill. Show people who will benefit from this bill and the millions that will suffer because of it.

  • Mark Brander

    Think Obamacare is scary? Read the Obama prophecies!


  • VikingRevolt

    Get organized. Refuse to comply NOW!

    • Seabreeze

      I totally agree. I will also not be applying for this disaster. We might be poor, but I will not accept obamacare. They can come and get it if they want the fine…

  • rkb100100

    This law is all set up, with lots of door-jams, to be shoved down everyone’s throat. In two years you’ll be lucky to be seen by an EMT, never mind a real doctor. Like every failure they’ll cry for more money to “make it work”. The time to get rid of this was the 2008 election.

  • Stephanie S

    Wait till you not only have to pay the fine, but have to show up for mandatory “health assessments” or the fine doubles, the logic being even if you don’t have health insurance now, you will sign up for it if you get sick. So the govt needs to see if you are healthy and if not, they will “advise” you at this assessment to purchase insurance as you have some “indicators” that you could have a problem. An indicator could be you have a stuffy nose (could turn into pneumonia or be a chronic sinus condition!) and so on. Funny, but most “folks” will seem to be on the verge of sickness.

    • Rodster

      I’ll refuse that as well. Just say NO to tyranny.

  • Rain Water Systems

    Before the train wreck of the economy decimated our small business, I had health insurance.

    Fix the economy by STOP TALKING DOOM and I could afford it again.

    This whole period in our country is a debacle.

  • bob cratchette

    at what point does america speak as one voice and start demanding the sitting president be brought up on aricles of impeachment you cannot tell me that there is not enough evidence to do this successfully

  • jeff

    I agree with Rodster. The Government can stick it! Time for all Americans to over throw the Tyrant and take back the constitution!

  • Just me

    Obamacare is nothing more than another tact to control the People of the USA. Our rights are being stripped little by little. this is a failed system and I refuse to be a part of it. My husband’s retirement healthcare was cancelled do to this and I may be next. My husband is on medicare and we now have a second insurance for him. Much cheaper than Obama care’s. I still have private insurance through my husband’s company, but may be dropped anytime they want to do that. I will still get a private plan. I am seeing the pain and higher prices people will be paying and this is nothing more than Obama control. I say impeach Obama and his goonies.

  • marcopolojetlag

    The link to the letter on Facebook is not working for me…

    • Wayne

      What most people don’t understand is that Obamacare does not apply to everybody. It is part of the statutes and codes, which only applies to government workers. If you don’t work for the government, and want to claim your God given rights, get registered with the Republic, not to be confused with the Republican Party. Remove yourselves from the corporation of the UNITED STATES, AKA United States, AKA United States of America (all of which are corporate registered names in Delaware, and copies of those corporate papers can be obtained at the Delaware State website. I have copies of their registration paperwork), and get registered with republicfortheunitedstates.org. Democracy is majority rule, and sounds nice until you realize it is not nice to be part of the 49% that gets their rights trampled on, because democracy does NOT provide protection for the rights of the individual. Democracy is also known as mob rule.
      A Republic, on the other hand, is also majority rule, but a republic form of government DOES provide protection for the rights of the individual. Seems like a no-brainer to me!!
      I have NEVER pledged allegiance to the “corporation” or “democracy” or the Gold Fringe Flag. I only pledge allegiance to the “non-gold fringe “flag, and to the “Republic” for which it stands. Think about it long and hard. Is Democracy what you REALLY want, or have you maybe been dumbed down and duped by this corporation that is feigning to be a government? Abraham Lincoln abandoned the Republic in 1860, the corporation of the UNITED STATES was created in 1871, drafted the corporate version of the Constitution, fraudulently omitted the original 13th Amendment (do a thorogh search on the original 13th Amendment) without full disclosure, and without voting on it, leaving the original 13th Amendment still in place, which is supposed to keep all BAR registrants out of PUBLIC SERVANT jobs, as it is a crime of treason.
      BAR stands for British Accreditation Registry, and all registrants are agents for the British Crown, which is a secret society based in London. The American BAR is run out of the Middle Temple, and the Canadian BAR is run through the Outer Temple.
      Major question: What is a SECRET SOCIETY, based in London (a foreign country), in charge of our court systems and political arena for? It is a crime of treason, and that is what the ORIGINAL 13th Amendment was ratified to prevent. It was ratified before the War of 1812, which is what the War of 1812 was about, to prevent the original 13th Amendment from being ratified, which is why the Capital Building was burnt down, to destroy the evidence. It was ratified a second time, after the war, on 12 March 1819.
      When you get your belly full of this criminal corporation that is feigning to be a government, you will be welcome to register with the true Republic, that was re-inhabited November 2010, after having given lawful notice to all 50 corporate governors, giving them the option of re-inhabiting the Republic seats, and taking their proper Oaths. All 50 governors acquiesced, so we the People, on November 20, 2010, voted an interim government for the true Republic that our Founding Fathers established for us. If you do not work for the government (corporation), you do not have to do what they say, or demand of you. All statutes and codes only apply to government employees. Laws are what the rest of us are held to, and if their statutes and codes violate the Republic Constitution with the Bill of Rights, there is no law forcing you to obey them. They are “Null and Void. The IRS is also a registered corporation, and is not part of the government, but is the collection agancy for the Federal Reserve, which is not part of the government, but a private banking cartel, with the DOJ (Department of Justice) being their legal office. Judges are not judges, but bankers for the FEDERAL RESERVE, also Captains of their ships, as they would suppose (via the gold fringe Maritime Flag that permits them to suspend all of your Constitutionally guaranteed rights, as the captain of any ship reigns supreme, and does not have to honor your Constitutionally guaranteed rights), wearing BIG BLACK MUUMUU DRESSES! Are you fed up with their lies yet? It is their job to collect money from the citizens/slaves. That is what a lower case “c” citizen is in modern legal language. An upper case “C” Citizen is the same thing as a sovereign. Now that you know about some of the language perversion done by the BAR registrants to enslave you, and you know about the corporate titles, United States, go back and re-read the 14th Amendment, and see if anybody got freed. Everybody got enslaved. How does that make you feel?? HMMM. Withdraw from the corporation, register with the Republic, and reclaim your God given rights! The Constitution does not give anybody any rights. God did, and it is up to you to claim them. The Constitution was only designed to keep govt. employee’s conduct in check, so as not to violate the God given rights of we the People.

  • cherylmeril
  • P.F.

    The ‘fine’ itself should send a warning siren out to everyone. In a country that’s free–you’ll be fined if you don’t comply with a communist act. If honest, GOD fearing, people stood together and said ‘no’ in one loud voice and seek GOD over political babble, then america would change. Proverbs Ch 29 teaches is that when the righteous are in power the people rejoice–when the wicked are in power the people groan. America is groaning–america rejected GOD and now GOD has given america over to the wicked.

    • Antonio

      God aint gonna help ya. Ive seen good god fearing people die horrible deaths from cancer. Yer bible cant cure cancer or even the common cold.

  • Travis Hill

    Refuse to participate….. Bring this monstrosity to it’s knees ! ! ! !

  • SafetyViking

    Why 12 facts? I can do the same with just 12 letters…

  • Sheryl Jacobs

    A complete disaster to the American people. This is absolutely NOT about healthcare at all. It is about the
    government draining peoples pockets and imploding
    our economy. Obamacare is Tyrannycare!!

  • Glenn Shiloh

    What the hell is Obamacare? I thought the title was Affordable Health Care Act?

  • rambler

    Hell will freeze before I have anything to do with the ACA disaster. Just think of the outrage when people get fined because there is no way to sign up even if they wanted too. This healthcare plan might just as well been sold as a firing squad because the end result will be the same. Big gov wants us all dead, then they can have all our stuff.

  • bittman

    As the famous neurosurgeon Dr. Ben Carson said, “Obamacare was never about healthcare: it was about control.” Lenin said that seizing healthcare was the keystone to seizing control over the people.

  • ProudlyUnaffiliated

    ObamaCare is a goat rodeo with Obama playing the rodeo clown. Well, we paid for the admission, may as well try to get some entertainment value from it.

  • milspec

    I believe the site was designed to crash on purpose, to help justify delays in the implementation of the law. There are many reasons the current regime would benefit from a delay. I think this is a classic set up in a game where we are always several moves behind, constantly put on the defensive. It fits with the agenda in the current timeline; debt ceiling standoff, mid-term elections, economy, reserve currency, world destabalization. Nothing this regime does is accidental. We are dealing with very intelligent players with an easily persuaded population.

  • A Dodgy Bloke

    About number 10 Karl Denninger of the Market Ticker had an article from Forbes about signing up on the O care Web site. You have to put in your personal info first before you can see the prices. If you change your mind and don’t register they still have your personal info to track you down and fine you.

  • joe

    I’m an expert programmer who worked for Blue Cross on the Obamacare project. What insanity, 90 percent of the people (hundreds and hundreds all very very well paid) didn’t care, didn’t do their jobs, and management didn’t have the little people in their interest at all, they fired me, and I got a better job right after. I was fired because I pointed out to them what they were building was nonsense. Your estimate on how much was spent building the portal is not accurate, you have to take into account these third parties, such as BCBS and other insurance companies, they were all in it together and spent hundreds of millions. In fact, the system is rigged so that 90 percent of the results from the govt site tells you to sign up with BCBS, something fishy there, and oh, btw, BCBS computer systems are a damned shame and mess, I can’t believe they are in business with systems like that, I know for a fact that they are not accurate when it comes to accounting, they are so big, that either no one notices, or if they do, they don’t stand a chance making sense of nonsense.

  • Booo

    This more like gun control. It is just another control mechanism. Control, control of your body, your mind, your money. Get it CONTROL!

  • Booo

    Maybe the sheeple are not aware, this goberment is selling our national parks to china to pay for all the debt, give away this Marxist goberment is engaged in. This heath care thing, deception to keep you engaged while they sell the country down the river.