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The Banks Show No Mercy: 10 Foreclosure Horror Stories That Will Blow Your Mind

The Banks Show No Mercy: 10 Foreclosure Horror Stories That Will Blow Your MindDuring the last housing crash, the big banks begged the federal government for help and they received it, but when average Americans ask the big banks for help most of the time the banks show no mercy whatsoever.  If you fall behind on your mortgage payments, the big banks have shown that they are willing to be absolutely ruthless.  They will change locks in the middle of the night, they will toss disabled veterans and families with children out into the street in the middle of winter, and sometimes once the foreclosure process has begun they will not even allow someone to come forward and offer to pay off the loan if they think that they can make more money by selling the home.  The big banks will often string homeowners along for months or even years with loan modification promises, only to drop the hammer on them at the most inopportune time.  Over the past several years there has been case after case where mortgage documents have “disappeared”, where big banks have “manufactured” missing documents out of thin air and there have even been cases where big banks have tried to foreclose on homes that do not even have a mortgage.  Once in a while, the big banks get a small slap on the wrist, but nobody ever really gets into much trouble for any of this.  In fact, the big banks just continue to gain even more market share and even more power.  Hopefully when some of these foreclosure horror stories start to become publicized more widely we will start to see some real changes in the marketplace. (Read More...)

A Chinese Group Plans To Construct A 200 Acre “China City” In Michigan

A Chinese group known as “Sino-Michigan Properties LLC” has bought up 200 acres of land near the town of Milan, Michigan.  Their plan is to construct a “China City” with artificial lakes, a Chinese cultural center and hundreds of housing units for Chinese citizens.  Essentially, it would be a little slice of communist China dropped right into the heartland of America.  This “China City” would be located about 40 minutes from both Detroit and Toledo, and it would be marketed to Chinese business people that want to start businesses in the United States.  Unfortunately, this is not just an isolated incident.  In fact, Chinese companies have been buying up land and businesses all over the country in recent years.  There has even been talk of establishing “special economic zones” inside the United States modeled after the Chinese city of Shenzhen.  It was inevitable that the Chinese were going to do something with the trillions of dollars that they have made flooding our shores with cheap products.  Now they are rapidly buying up pieces of America, and many of our politicians are welcoming them with open arms. (Read More...)

The Foreclosure Crisis

Those who believe that the U.S. real estate crash is over are delusional.  The truth is that all the numbers point to the foreclosure crisis getting worse – not better.  Many of the talking heads on the major news shows want to make the American people feel better about the real estate market and are projecting that things will soon turn around, but a cold, hard look at the statistics tells an entirely different story.  Foreclosures are increasing and there is every indication that they will continue to increase.  According to RealtyTrac, initial foreclosure filings were reported on 367,056 properties in March, an increase of almost 19 percent from the previous month.  It was also the highest monthly total since RealtyTrac began issuing its report on initial foreclosure filings in January 2005. (Read More...)