Millions upon millions of Americans are struggling with paying their bloated mortgages right now.  So is it fair for the U.S. government to be giving money to some people (but not to others) to help them pay their mortgages? Well, it turns out that U.S. citizens in 10 states will soon be receiving money as part of a $2.1 billion federal program to help distressed homeowners pay their mortgages.  But is this fair?  Why will only citizens in 10 states by getting funds?  What about the other 40 states?  Well, the money for this mortgage relief program is going to come from a special fund within the Troubled Asset Relief Program (TARP) known as the "Housing Finance Agency Innovation Fund for the Hardest Hit Housing Markets".  In other words, people in the areas where housing prices have fallen the most are going to get help living the American Dream, and everyone else is out of luck. (Read More.....)